It is best not to pay too much attention to the gurus. Just remember this: at any given time there is an Expert who is predicting a crash, and another Expert who is predicting that the market will reach new highs. You, on the other hand, will be using a system that has been back tested. With that and common sense, the odds are on your side. Unpredictable things may happen - 9/11 comes to mind. Nothing is perfect or certain, but chances are that you will do well.
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